To understand how to get the best mortgage rates, you first need to understand lenders’ attitudes towards risk. For lenders to mitigate the risks that are involved in lending large amounts of money, they need various tools at their disposal. And mortgage interest rates are just one of them.

Generally…

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James Marchese

James Marchese

James Marchese is the President and Chief Executive Officer of Mortgage NOW, Inc., an unsupervised title II residential mortgage lender.